Sectional Titles: What You Need To Know

If you are interested in property, you may have come across terms like "Sectional Title" or "Sectional Title Schemes" in your reading and research. If you are unsure what they are or what they entail, keep reading for a helpful breakdown of everything you need to know.

What is a Sectional Title?

A sectional title is a type of property ownership often found in multi-unit properties, such as apartments, condominiums, townhouses, and even certain kinds of commercial properties. Sectional title ownership allows people to own a specific unit or a section of a larger property development, and at the same time share ownership of selected common areas or facilities with other unit owners. 

Each unit owner therefore holds the legal title to their specific unit within the building or complex. This means that they have the exclusive right to occupy and use that unit. Furthermore, each unit's ownership is recorded in a separate title deed, which allows for individual transfer and registration of ownership.

Frequently Asked Questions About Sectional Titles

Now that you have a brief overview of what a Sectional Title is, we can dive into the details with some frequently asked questions...

Can I make alterations to my Sectional Title unit?

Yes, as the owner of your unit, you reserve the right to make certain alterations to your property, within the confines of the greater property's rules and regulations. The body corporate and the relevant laws governing sectional title ownership will have certain allowances and restrictions to make sure that any alterations or modifications don't negatively affect the overall building or infringe on the rights of other unit owners. There will, of course, be applications, fees, and processes to follow.

What are the typical shared common areas included in a sectional title?

In addition to individual unit ownership, sectional title owners share ownership of other common areas within the greater property such as: 

• Foyers
• Staircases
• Elevators
• Corridors
• Gardens
• Parking facilities
• Braai/pool/entertainment areas, etc.

How are the sectional titles managed?

The collective of all the sectional title owners within a property or building forms a body corporate. This collective is responsible for the management and maintenance of the common areas and shared facilities. The body corporate is usually governed by elected representatives from among the sectional title owners.

What additional costs are involved in owning a Sectional Title?

Each sectional title owner is required to pay a monthly levy or maintenance fee to the body corporate, which are used to cover the ongoing costs of maintaining the common areas, security, insurance, and other shared expenses.

Are there any rules and regulations involved?

Yes, the property's sectional title scheme will have rules and regulations that all unit owners must comply with. These rules are designed to ensure that all property owners live together harmoniously, with minimal problems and protected shared interests.

What are the benefits of owning a sectional title?

Sectional title ownership offers owners the opportunity to own property within a larger development, without the full weight of maintenance and management of the entire property falling on their shoulders. It is a shared, mutually beneficial venture that, when managed correctly, can yield an excellent return on investment. 

Need help handling your sectional title? We can help!

With an exceptional reputation in the property management field, SAproperty.com would be proud to handle all the admin associated with owning a sectional title on your behalf. We understand that owning a property comes with additional responsibilities, but that shouldn't stop you from enjoying your down time. Let us handle the day-to-day details while you focus on making the most of your investment. Get in touch with us today and let's discuss your needs.